Creating Wealth
For The People.

Bankers and Auditors. Mathematicians and MBAs. Farmers and Chefs (yes!). The background of the Firstline Team is as diverse as the Firstline Client. The tie that binds? We want to be of service to our communities.

We want to improve your life. We want our years of study and work, our constant industry learnings, and our passion for – candidly – making money, to benefit you!


Are you ready to join the community?

Keith M. King

Founder & Chairman

Keith is well-known in the Caribbean merchant banking community as a driver of industry growth and profit generation. He has over 35 years of international banking experience at C-suite, MD and board levels specialising in start-ups, acquisitions, policy, operations, financing restructuring, insolvency and advisory services to governments and corporations.

Dalia King

Chief Executive Officer

Dalia is an attorney-at-law with 15 years of experience in corporate governance and securities transactions specialisations. She is part of Firstline’s founding team, a national scholar, and an honours graduate of the London School of Economics and Political Science.

Michael Sims

Manager, Risk

Michael has over 25 years’ experience providing financial advisory services on mergers and acquisitions, systems and internal control development, investment planning, corporate restructuring and tax planning to public and private sector organisations in the United Kingdom and Trinidad & Tobago. He has been a member of the Institute of Chartered Accountants in England and Wales since 1993.

Thomas Verguet

Manager, Portfolio & Investments

With a Masters in Financial Engineering and Capital Markets, Thomas possesses over 10 years’ professional experience in financial modelling, conducting macro and microeconomic as well as fundamental and technical analyses, and taking investment positions on international equity, debt and commodity securities and derivative products such as collateralised securities, mutual funds and ETFs.

Ahamad Hosein

Manager,Compliance & Internal Audit

Ahamad is a UK certified Chartered Accountant and a Certified Anti-Money Laundering Specialist with over 28 years’ experience working with SMEs and large international companies across several industries, including financial and insurance services, construction, real estate and manufacturing. He is a trained auditor and his professional experience includes forensic investigations and internal controls and compliance.

Natalie Crawford-Beddoe

Manager, Finance & Treasury

Natalie has over 10 years of experience in the commercial banking sector, specialising in Finance and Treasury Management. She holds a Bachelors in Business Administration with a Finance concentration and a Master of Science in International Finance. Natalie spent the initial years of her career as an accountant before migrating to Investments and Liquidity Management.

Maxine King

Head, Wealth Management

Maxine has over 30 years’ experience in the field of accounting and finance, having worked in senior management and executive positions within the Banking, Aviation and Credit Union sectors. Maxine holds a BSc in Management Studies, an M.Sc in Accounting and an MBA. She is a member of the Institute of Chartered Accountants of Trinidad and Tobago.


Cole Patrick

Head, Distribution

Cole has over 30 years’ experience managing commercial and personal loan portfolios. His professional career has spanned senior executive positions, directorships and consultancy services in the banking and credit union sectors. He holds an MBA from the University of Manitoba and has served as the moderator for Commercial Lending with the Trinidad and Tobago Institute of Banking and Finance.


Winston Gordon

Executive Manager, Business Development

Winston is a commercial banker with over 50 years of storied experience in Branch Management, Retail Banking and Business Consultancy. Outside of the financial sector, he is a man of the business and cultural communities who has provided leadership and direction as the musical director of several steel orchestras and chorales, and a director of many national cultural programmes.


Alicia Hernandez

Executive Manager, Business Development

Alicia is an experienced Finance and Marketing Professional with core competencies in Project Management, Enterprise Risk Management and Finance. She has 27 years’ experience in delivering client solutions in the banking, strategic management and project management sectors in T&T and the wider Caribbean and holds an International MBA. When not managing client portfolios, she tends to Firstline’s bellies as our resident chef-entrepreneur.


Renata Girod

Relationship Manager

Renata is an entrepreneur and business development specialist whose professional career spans positions at national development organisations, manufacturing, retail and real estate companies. She has over 10 years’ experience in account management and new business development and holds a Bachelor of Science in Management Studies at the University of the West Indies and an MBA from Heriot Watt University.

Phillip Lewis

Chief Operating Officer

Phillip’s professional career spans 35 years in Petroleum Refining and Finance. His experience covers International Marketing, Hedging Price Risk, and Corporate and Investment Banking. He is a Chemical Engineer with post-graduate training in Mathematical Finance and to ensure his days are filled to the absolute brim, Phil is also a farmer.

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